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According to the modelling by Digital Finance Analytics, the Toowoomba region is the most stressed in the state and has the second highest number of households in mortgage stress in the country. The 4350 postcode had more than 6,300 households in mortgage stress, with more than 200 of those at risk of 30-day default. Nearly 30 per cent of Australian households are in mortgage stress, according to new figures. Picture: AP/Rob Griffith.Source:AP Across Australia, nearly 30 per cent (924,000) of households are estimated to now be in mortgage stress. More than 20,000 of those are in severe stress. DFA’s analysis uses information from 52,000 household surveys, public data from the RBA, ABS and APRA; and private data from lenders and aggregators. The company analyses household cash flow based on real incomes, outgoings and mortgage repayments, rather than using Mortgage broker Oak Laurel Nundah, 0430 129 662 the traditional 30 per cent of income measure. Households are defined as “stressed” when net income does not cover ongoing costs. The RBA is expected to keep interest rates on hold when it meets in February.
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